5 Bible verses about money every Christian should know

Each one of these verse could help you to improve your personal mindset about money. I realize that our money that we had, our position in office right now, or a thousand dollars in our bank comes from God. Let me tell you some short verses that of them has had a strong impact on many decisions in my life. I hope you allow them to impact you as well…

Philippians 4:19

And my God will meet all your needs according to his glorious riches in Christ Jesus.

Maybe at this time you’ve everything, you are probably well putting your trust in the economy in money that you’ve, your company, or your bank account, is not a good idea. They are all fair-weather friends. They all can be helping you greatly one minute, and then the next everything has changed.

God is always faithful. I experince it, called Him every minute ask Him to sustain my ways according to His plan.

Malachi 3:10

Bring the whole tithe into the storehouse, that there may be food in my house. Test me in this,” says the LORD Almighty, “and see if I will not throw open the floodgates of heaven and pour out so much blessing that you will not have room enough for it.”

 I can attest that I am so overwhelmingly convinced beyond any shadow of a doubt that tithing increases blessing, that I will never live any other way. I’m glad to be His servant and be a part of Church activities, help church to sustain…

1 Timothy 6:10

For the love of money is a root of all kinds of evil. Some people, eager for money, have wandered from the faith and pierced themselves with many griefs.

Money is not evil. The love of it is.  I have heard stories of people getting killed over a matter of $20. It is a matter of the heart that only God can judge. Having a million in your bank account doesn’t mean that you love it. Having $5 in your account doesn’t prove that you don’t…

Acts 20:35

In everything I did, I showed you that by this kind of hard work we must help the weak, remembering the words the Lord Jesus himself said: ‘It is more blessed to give than to receive.’

Giving sets us free, while hoarding entraps us (James 5:2). Giving changes the lives of others (John 3:16). Giving brings blessing back to us (Luke 6:38). Giving allows us to store up treasures in Heaven rather than here on the earth (Matthew 19:21). Giving really is fun – we need to be in on it.

Proverbs 22:7

The rich rule over the poor, and the borrower is servant to the lender.

The freedom of being debt free has always been so incredibly enticing to me that I have been willing to give up a whole lot in exchange for it.  Getting out of debt is not easy at all, I experience having a baddebt and couldn’t pay the interest, and know I don’t to be like that anymore.

7 Spending Tips From Frugal Billionaires

Travis McCoy ft. Bruno Mars - Billionaire ([mp3zoneBG.net])

Do you know Carlos Slim Helu (Carlos Slim) ? He’s not my father just becuse we had “Carlos” as a last name. He is a telecom tycoon and billionaire with well-known frugal tendencies, has a net worth of $60.6 billion, according to Forbes. Assuming no changes in his net worth, he could spend $1,150 a minute for the next 100 years before he ran out of money. To put this in perspective, he could spend in 13 minutes what a minimum-wage earner brings home after an entire year of the daily grind.

Granted, the world’s billionaires (all 1,011 of them) are in the debatably enviable position of having, quite literally, more money than they can possibly spend, yet some are still living well below their means, and save money in surprising places. Even non-billionaires (currently 6,864,605,142 of us) can partake in these seven spending tips from frugal billionaires:

1. Keep Your Home Simple
Billionaires can afford to live in the most exclusive mansions imaginable — and many do, including Bill Gates’ sprawling 66,000 square foot, $147.5 million dollar mansion in Medina, Wash. — yet frugal billionaires like Warren Buffett choose to keep it simple. Buffett still lives in the five-bedroom house in Omaha that he purchased in 1957 for $31,500. Likewise, Carlos Slim has lived in the same house for more than 40 years.

2. Use Self-Powered or Public Transportation
Thrifty billionaires including John Caudwell, David Cheriton and Chuck Feeney prefer to walk, bike or use public transportation when getting around town. Certainly these wealthy individuals could afford to take a helicopter to their lunch meetings, or ride in chauffeur-driven Bentleys, but they choose to get a little exercise and take advantage of public transportation instead. Good for the bank account and great for the environment.

3. Buy Your Clothes off the Rack
While some people, regardless of their net value, place a huge emphasis on wearing designer clothes and shoes, some frugal billionaires decide it’s simply not worth the effort, or expense. You can find David Cheriton, the Stanford professor who matched Google founders Sergey Brin and Larry Page to the venture capitalists at Kleiner, Perkins, Caufield & Byers (resulting in a large reward of Google stock), wearing jeans and a t-shirt.

Ingvar Kamprad, the founder of the furniture company Ikea, avoids wearing suits, and John Caudwell, mobile phone mogul, buys his clothes off the rack instead of spending his wealth on designer clothes.

4. Keep your Scissors Sharp
The average haircut costs about $45, but people can and do spend up to $800 per cut and style. Multiply that by 8.6 (to account for a cut every six weeks) and it adds up to $7,200 per year, not including tips. These billionaires can certainly afford the most stylish haircuts, buy many cannot be bothered by the time it takes or the high price tag for the posh salons. Billionaires like John Caudwell and David Cheriton opt for cutting their own hair at home.

[Stock Picks From the World’s Greatest Investors]

5. Drive a Regular Car
While billionaires like Larry Ellison (co-founder and CEO of Oracle Corporation) enjoy spending millions on cars, boats and planes, others remain low key with their vehicles of choice. Jim Walton (of the Wal-Mart clan) drives a 15-year-old pickup truck. Azim Premji, an Indian business tycoon, reportedly drives a Toyota Corolla. And Ingvar Kamprad of Ikea drives a 10-year-old Volvo. The idea is to buy a dependable car, and drive it into the ground. No need for a different car each day of the week for these frugal billionaires.

6. Skip Luxury Items
It may surprise some of us, but the world’s wealthiest person, Carlos Slim (the one who could spend more than a thousand dollars a minute and not run out of money for one hundred years) does not own a yacht or a plane. (Reducing the amount you spend is the easiest way to make your money grow.)

Many other billionaires have chosen to skip these luxury items. Warren Buffett also avoids these lavish material items, stating, “Most toys are just a pain in the neck.”

What We Can Learn
Some of the world’s billionaires have frugal tendencies. Perhaps this thrifty nature even helped them make some of their money. Regardless, they have chosen to avoid some unnecessary spending (at least on their scale) and the 6,864,605,142 non-billionaires out there can follow suit, eliminating excessive, keep-up-with-the-Jones style spending. No matter what a person’s income bracket is, most can usually find a way to cut back on frivolous spending, just like a few frugal billionaires.

Source : http://finance.yahoo.com/banking-budgeting/article/110550/tips-from-frugal-billionaires?mod=bb-budgeting

E Commerce Subject :)

“Happy New Trimester ” 

That’s statement that I shouted to my self in middle of the registration day in mya beloved campus Ateneo Graduate School of Business  

I’ll take 3 subjects, ECOMM stands for E Commerce, INVEMA stands for Investment Management, and last OPEMAN (Operation Management).

Talk about Ecommerce, I’ve classmate from different background education and work in different field. Specially my professor,”L King”. If you just looking that name maybe you’ll have a short information about that name “King” yeah, “King” means “head of state”  

Let me introduce my beloved professor “Lydia King” so you’ll have more information about her. Like her name “King” she’s First Vice President – Information Technology of Banco de Oro Universal Bank.

Talk about my classmates, you’ll more suprise because they not only profesional in their field but they able to make personal website even though not all of them have a background in web design. Let me Introduce to you one by one of my classmate :

1. Kat Fernandez, studied high school in St. Theresa’s College, and I studied college in the University of Sto. Tomas. I graduated back in 2003, so you can guess how old she’s
2. Ann Casaclang, a Quality Analyst of Dell Philippines.
3. James Humarang, my classmates before
4. Marie Eve De Leon, simple girl with extraordinary dreams. Loves the idea of love and being in-love. Cheerful and funny at times but wait till you see I can sometimes be a mix emotion freak.
5. Ralph Tanco, one of his hobby is diving and snorkeling.
6. Merriam Kui , one of my classmate who loves eating, and cooking.
7. Beatriz Pachec, most of the time she’s a happiest girls in my class
8. Katherine Usapdin,  she’s  not only my classmate but also my group mates before we’re classmate in INFOTE Class J working in as Team Manager in the Biggest Hotel in the World – Inter Continental
9. Dennis Thomas II Tudtud, he is fun-loving individual with so many aspirations in his life, he’s I am spontaneous and easily distracted.
10. Reynaldo Jr. Isip, one of my classmate from previous subject
11. Gilda Valdez,  I meet her in this trimester, and both of us takes 2 subject together even we don’t know each other “accidentally” hehehe…

From their website you may know them and directly greet them, last all of them have a same character “Friendly, Smart, Intelligent” ;)

FACE BOOK ?

Facebook is a social networking website launched in February 2004 that is operated and privately owned by Facebook, Inc.,^[1][5] active users in July 2010.^{[6][N 1]} Users can add people as friends and send them messages, and update their personal profiles to notify friends about themselves. Additionally, users can join networks organized by workplace, school, or college. The website’s name stems from the colloquial name of books given to students at the start of the academic year by university administrations in the US with the intention of helping students to get to know each other better. Facebook allows anyone who declares themselves to be aged 13 or older to become a member of the website. with more than 500 million

Facebook was founded by Mark Zuckerberg with his college roommates and fellow computer science students Eduardo Saverin, Dustin Moskovitz and Chris Hughes.^[7] The website’s membership was initially limited by the founders to Harvard students, but was expanded to other colleges in the Boston area, the Ivy League, and Stanford University. It gradually added support for students at various other universities before opening to high school students, and, finally, to anyone aged 13 and over.

Facebook has met with some controversy. It has been blocked intermittently in several countries including Pakistan,^[8] Syria,^[9]People’s Republic of China,^[10] Vietnam,^[11] and Iran.^[12] It has also been banned at many places of work to discourage employees from wasting time using the service.^[13] Privacy has also been an issue, and it^{[clarification needed]} has been compromised several times. Facebook settled a lawsuit regarding claims over source code and intellectual property.^[14] The site has also been involved in controversy over the sale of fans and friends.^[15]

 sources : http://en.wikipedia.org/wiki/Facebook

two better than one ?

Boys Like Girls feat. Taylor Swift - Two Is Better Than One

Yeah, thats one of the song that I play right now using my Headset to enjoy my Sunday

How about you?

Duduk dStarbuk, melihat kegiatan peoples beside me..you can found assorted of people. I can identify from the way they come to Starbucks,and how they spent de coffee…

Lets begin with Student,they come to coffee shop specially where I sitted right know in Power Plant (Rockwell) at Starbuks. Student, they order a coffee,look for the available table, plug in they charger (Laptop), or some of them listen the music while reading a books. Pen Markers and books/papers never far away from their hands  

While I writes paragraf above, one girls comes to me asking if ever the table beside me available or not, and aku jwab kosong koq silahkan duduk:smbil ternyum sdkt menggoda and she go to another place maybe to take her stuff but…Suddendly another girls coming with her, OMG…I got surprize on sunday  

Mrka duduk pas dMeja samping gwe, yang sblmnya gwe taro untuk tmpatminum n tas gwe Evil yang udah ada dKepala merasa ingin cepat2 mengenal dan kencan dengan salah satu dari mereka, Arrghhhh….I askedto them, what kind of that they read? she smile at me “CPA Review” she answer my question

Mulai lah bertanya2 ttg akuntasi dan saling memperkenalkan diri benar2 senang bsa knalan, apalagi klo bsa smpe kencan..

Lagu yang gwe denga, sepertinya membawa berkat mendatangan 2sosok wanita cantik ksamping kuw sebaiknya memutarkan lagu ini sering2 biar dapat rejeki..Hey,bljar speaking2dengan cewe2asing bikin penasaran dan bikin PD untukngomong English  

what kind of ?

This is my 1st blog, Dude..

What you’ll see in my blog? ehm, I dont expect you’ll see a great stories of Hero nor Superman..

You need Indonesia Dictionary to fully understand, and also Indonesian’s friends to know more about ‘slang”  word if I used